Another Case of Money That Won't Stay
AI translated from the original Chinese.
Generated by Copilot
Yesterday we talked about an elder who couldn't hold on to money. Today, another case.
Ms. K's father (hereafter "K's father") retired as a civil servant, but was never satisfied with his salary and always wanted to make money through speculation and get rich in one leap. On reaching retirement age, he immediately took out his whole pension as a lump sum (he could have chosen a lifelong monthly pension instead) and put it into the stock market, only to lose everything. Now advanced in years, he can only rely on the younger generation to support him.
Three stars matter most where money is concerned: 天府 (Tian Fu), 武曲 (Wu Qu) and 天梁 (Tian Liang). 天府 governs lifetime wealth, 武曲 leans toward investment wealth, and 天梁 is speculative wealth.
Below, let's look at Ms. K's chart using her father's 太歲入卦 (Tai Sui Ru Gua), so this chart is treated directly as K's father's chart:
Where the chart's pattern lies
The 太歲 forms the 鈴貪 sudden-fortune pattern
- The 太歲 is in 寅, where "鈴貪" (鈴星 and 貪狼, Ling Xing and Tan Lang) forms a pattern: an image of sudden riches.
- It sits with 右弼 (You Bi) and sees 祿存 (Lu Cun) and 天馬 (Tian Ma), which is also "祿馬交馳" (Lu and Ma galloping together). K's father worked in the transportation business, which fits the signs.
- The three sides of the 太歲 see 地劫 (Di Jie), making the 鈴貪 effect unstable and instead producing an image of "sudden rises and sudden falls."
- Hidden 化忌 × concentrate there. As soon as 貪狼 becomes 化忌, "sudden fortune" turns into "sudden collapse."
On asking, I learned that K's father did once make a killing on speculation, but quickly squandered it all.
武曲 and 天府 are where the money is
- 武曲 and 天府 sit together in the 子 Palace with 左輔 (Zuo Fu), and the three sides see "祿馬交馳." Read positively, many ways of making money, not bound to any one.
- 武曲 and 天府 in 子 are damaged by 地空 (Di Kong) and 火星 (Huo Xing). 天府 fears 空劫 (Kong Jie) most: money comes and goes. 武曲 fears 火星 most: the "lonely widow" pattern. Read negatively, money doesn't last.
- 化忌 × seem not to clearly damage the 子 Palace, but in fact they faintly flank it; as soon as it meets 壬, 武曲 化忌 blows up. Besides, the 午 Palace's stem is 壬, an image of direct damage. Out of ten bets you lose nine, but you'll win once. And because you won that once, you get hooked and lose the other nine.
When the "大家樂" (Da Jia Le) lottery craze was at its height, K's father won a big prize the very first time he played, and from then on he couldn't stop. He lost interest in his career and in the end was left with nothing.
Conclusion
I believe anyone who invests has felt the thrill of a bull market, when everything's booming and income is rich without working. But I believe the great majority don't neglect their careers to throw themselves into it completely.
There certainly are some investors who specialize in finance and live off investing, and because of their keen eye they can profit and live comfortably. But in my whole career of readings, I've met only two such people.
For the vast majority, my advice on investing and finance is to be conservative. As long as returns are steady, that's basically enough to keep up with inflation. If, after tasting success once in investing, you get hooked and neglect your career, you'll only fall into an abyss that's hard to escape.